Albuquerque New Mexico Real Estate Agents

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Assess Your Finances

There's no point wasting time and energy house-hunting before you know what you can afford. So your next step is to assess your finances:
- Compare buying with renting
- Learn about interest rates
- Research closing costs
- Learn what the lenders consider as income
- Understand the impact of your present debt payments
- Calculate the amount of your down payment
- Figure out how much you can actually afford.

Further Information:
Planning Your Home Purchase
Checking Your Credit Rating
Pre-qualification and Pre-approval on a Mortgage
Becoming an Educated Buyer: Research Neighborhoods
Becoming an Educated Buyer: Your List of Home Requirements
Assess Your Finances: Checklist
Assess Your Finances: Compare buying with renting
Assess Your Finances: Calculating the cost of homeownership
Assess Your Finances: What you can deduct
Interest Rates and How They Change
Closing Costs
Other Closing Costs
Figuring Out Your Monthly Income
Figuring Out Your Monthly Debt
Amount of Your Down Payment
How Much House Can You Afford?


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