Albuquerque Real Estate
On the day you actually buy your new home, in addition to your down
payment and the prepaid property tax and homeowners insurance premiums,
you'll need cash for various fees associated with the purchase. These
expenses are known as closing costs and are paid by both buyers and
Some closing costs you pay up-front when you apply for a mortgage loan.
That includes money for a credit check on all applicants and an appraisal
on the property. Keep in mind that even if you don't eventually receive
the loan, that money is not refundable.
Planning Your Home Purchase
Checking Your Credit Rating
Pre-qualification and Pre-approval on a Mortgage
Becoming an Educated Buyer: Research Neighborhoods
Becoming an Educated Buyer: Your List of Home Requirements
Assess Your Finances: Checklist
Assess Your Finances: Compare buying with renting
Assess Your Finances: Calculating the cost of homeownership
Assess Your Finances: What you can deduct
Interest Rates and How They Change
Other Closing Costs
Figuring Out Your Monthly Income
Figuring Out Your Monthly Debt
Amount of Your Down Payment
How Much House Can You Afford?